Money and education ideas to consider
In her paper titled Change in Higher Education: Not Enough, or Too Much? Adrianna Kezar explores the many elements that both encourage and impede change regarding higher education as a whole. Her analysis demonstrates the obstacles colleges of all sizes will continually have to hurdle while providing suggestions on how to overcome these obstacles moving […]
Across educational settings, there has been a significant push to standardize. Local interests complain that such efforts rob decision-makers and educational institutions of making relevant and appropriate decisions for their constituency. Arguably, the most significant undertaking of this type has been the advent of the Common Core Standards. Forty-one U.S. states have approved these standards […]
You Took Out the Loan – Repay It! Is that really the best way to look at student loans? Let’s break down how this happened. After all, we cannot fix a problem unless we identify the problem first. Let’s start with the fact that we sent our kids to government institutions of learning. We ensured that they spent most […]
Something that has been in the news quite a bit lately is the high dollar amount that banks are getting for overdraft fees that they charge their customers. People are evidently shocked about the amount they owe due to using these supposed services. So let’s cut through the nonsense and educate ourselves on what is […]
What follows is a clarification of a plan for dealing with a rising student loan bubble that can be fixed to our benefit. Read this through and do the math yourself – you’ll see what I mean. Before I dive in, let me begin with a quote from Thomas Jefferson’s “Bill for the More General Diffusion […]
Yes. And this is only the beginning. They call it a credit card, a small plastic card that allows the holder the ability to obtain goods or services before actual payment, based on the trust that payment will be made in the future. Some call it a lifeline, some call it a handy and convenient […]
Without a calculator or Google, can you answer the following questions? If I borrow $2500 for the year at 9.25% APR, what is the total amount that will need to be repaid? Better yet, how much money will I get each year if I invest $2500 into a CD at 2.08% APY? The interest rates […]
Are you considering getting a small loan? It’s a big decision. Consider the following before making your decision. Many Americans are still worried about the economy. In fact, according to Harvard University’s Institute of Politics poll, a weak economy is the #1 concern for most millennials these days. This concern comes with a few good […]
You can get out of debt! However, it’s going to require a strategy. Here is what you need to do. List Our Your Debt The first thing you want to do is list out your debts according to payment. You can add the total balance if you’d like, but the point of this exercise is […]
Confused about the differences between a Bank and a Credit Union? Please don’t be ashamed; from the outside looking in, they can appear to be very similar at first glance. Today we will explore some of the differences you should probably be aware of, as well as some of the benefits. The Big Banks A […]
