Money and education ideas to consider
Something that has been in the news quite a bit lately is the high dollar amount that banks are getting for overdraft fees that they charge their customers. People are evidently shocked about the amount they owe due to using these supposed services. So let’s cut through the nonsense and educate ourselves on what is […]
What follows is a clarification of a plan for dealing with a rising student loan bubble that can be fixed to our benefit. Read this through and do the math yourself – you’ll see what I mean. Before I dive in, let me begin with a quote from Thomas Jefferson’s “Bill for the More General Diffusion […]
Yes. And this is only the beginning. They call it a credit card, a small plastic card that allows the holder the ability to obtain goods or services before actual payment, based on the trust that payment will be made in the future. Some call it a lifeline, some call it a handy and convenient […]
Without a calculator or Google, can you answer the following questions? If I borrow $2500 for the year at 9.25% APR, what is the total amount that will need to be repaid? Better yet, how much money will I get each year if I invest $2500 into a CD at 2.08% APY? The interest rates […]
Are you considering getting a small loan? It’s a big decision. Consider the following before making your decision. Many Americans are still worried about the economy. In fact, according to Harvard University’s Institute of Politics poll, a weak economy is the #1 concern for most millennials these days. This concern comes with a few good […]
You can get out of debt! However, it’s going to require a strategy. Here is what you need to do. List Our Your Debt The first thing you want to do is list out your debts according to payment. You can add the total balance if you’d like, but the point of this exercise is […]
Confused about the differences between a Bank and a Credit Union? Please don’t be ashamed; from the outside looking in, they can appear to be very similar at first glance. Today we will explore some of the differences you should probably be aware of, as well as some of the benefits. The Big Banks A […]
When most people think about saving money, they think about a simple savings account. You might have even thought about getting one yourself. You may already have one, but do you have a strategy in mind, or are you just putting money away in hopes of something great down the road? Well, if you are […]
Are you looking for a low-risk investment strategy? Have you heard of a CD Ladder yet? If not, allow me to share this little nugget of knowledge with you. You may already know that saving money is essential these days. You may also know that investing your money is probably wise. However, you may be […]
Have you had your mortgage or auto loan for a while now? Have you looked at interest rates lately? If you are like most people, shopping interest rates each year may not exactly be a priority. Perhaps it should be. Maybe you could refinance your credit at the same time. There are plenty of reasons […]
